MTD for Income Tax — mandatory from April 2026

Property finance,
tax compliance &
peace of mind.

PropFinance is the all-in-one platform built exclusively for UK landlords. Track income, manage expenses, stay compliant, and be ready for HMRC's Making Tax Digital — all in one place.

Free to start
MTD-ready quarterly exports
Built for UK landlords
No lock-in

HMRC Making Tax Digital deadline: Landlords earning over £50,000 must comply from April 2026. Over £30,000 from April 2027.

Learn more

Quarterly MTD submissions per year

SA105

HMRC-ready annual report

45p

Per mile mileage claims automated

Free

To start — no card required

The problem

Self Assessment was already painful. MTD makes it quarterly.

Most landlords spend hours at the end of each tax year hunting through bank statements, trying to remember which expenses were allowable, and manually completing a Self Assessment return.

From April 2026, HMRC requires digital quarterly submissions. Spreadsheets are not compliant. Paper records are not compliant. You need software.

PropFinance is that software — built from the ground up for UK landlords.

Hours hunting through bank statements
CSV import in seconds
Guessing which expenses are allowable
AI categorises every transaction
Annual Self Assessment scramble
SA105 report generated instantly
Manual quarterly MTD submissions
One-click MTD export
Missed certificate renewals
Automated compliance alerts

Features

Everything a landlord needs for tax compliance.

From the first transaction to the final HMRC submission.

Income & expense tracking

Log transactions manually or import via CSV. AI categorises every expense to the correct HMRC heading automatically.

MTD quarterly export

Generate your Making Tax Digital quarterly update in one click — ready for your accountant or bridging software.

SA105 annual report

At year end, download a PDF report mapped directly to the UK Property pages of your Self Assessment.

Compliance tracker

Never miss a Gas Safety, EPC, or EICR renewal. Get email alerts before certificates expire.

Capital Gains Tax

Calculate your CGT liability when selling a property — including annual allowances and lettings relief.

Mileage log

Track every business journey and claim the 45p per mile HMRC allowance automatically.

Maintenance tracking

Log repair requests and costs per property. Linked directly to your expense records.

Financial reports

Profit and loss, cash flow, and portfolio summaries — all exportable to PDF.

Making Tax Digital

The biggest change to UK tax in a generation. PropFinance makes it simple.

MTD for Income Tax replaces the annual Self Assessment with four quarterly digital submissions per year. PropFinance tracks your income and expenses in real time and generates your quarterly update automatically — so you're never scrambling at a deadline.

Read the full MTD guide
Q1Apr – Jun
Submit by 5 Aug
Q2Jul – Sep
Submit by 5 Nov
Q3Oct – Jan
Submit by 5 Feb
Q4Jan – Apr
Submit by 5 May

Plus an annual End of Period Statement and Final Declaration.

Pricing

Start free. No credit card.

Upgrade only when you need more properties or MTD export.

Starter

Free

1 property, basic reports

Get started

Pro

£19/mo

5 properties + MTD export

Start 14-day trial

Unlimited

£39/mo

Unlimited properties

Get started
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Ready to simplify your rental finances?

Join UK landlords using PropFinance to stay compliant, save time, and be ready for MTD.

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No credit card · Cancel any time · Free plan available